How to open a bank account

Video by Xu Shuntian

1. How to apply for a bank card in China? 如何办理境内银行卡?

To apply for a bank card at a domestic branch, you typically need to present valid identification, such as a current passport or a foreigner's permanent residence ID card. For specific requirements, please contact your nearest bank branch or the bank's customer service hotline.

您可选择一家境内的银行网点办理银行卡，通常需要携带有效身份证件，如有效期内的护照或外国人永久居留身份证等。具体请咨询您周边的银行网点或银行服务热线。

2. How to make payments using domestic bank cards? 如何使用境内银行卡消费?

In China, you can use your bank card to make payments at any merchant that has a POS machine.

您可在境内所有配备pos机具的商户进行刷卡消费。

Additionally, linking your domestic bank card to mobile payment apps such as UnionPay, WeChat Pay, or Alipay offers the convenience of mobile transactions.

您也可将境内银行卡绑定在云闪付、微信、支付宝等App内，享受移动支付便捷消费。

You also have the option to withdraw RMB cash with your bank card for cash payments.

您还可使用境内银行卡提取人民币现金进行消费。